Our modular Nucleus Data Fabric platform and PaymentLabs.AI innovation hub enable banks, payment service providers, and corporates to validate, enrich, and monetise structured payments data while unlocking new value through consent-based data sharing, multi-rail interoperability, and embedded finance capabilities.
ISO 20022 Message Management
Nth Exception specializes in Swift CBPR+ ISO 20022 payment solutions designed to revolutionize cross-border payments.
Nucleus CBPR+ Message Management, allows our customers generate Swift CBPR+ native messages using their banking systems and menus.
Our SWIFT CBPR+ Ready solution includes
• Browser Interface between the Nucleus Message Management Application Server and SWIFT Alliance
• Banking Application Integration Interface
• User Entry Module and Menus
• Align with SWIFT CBPR+ and domestic instant payment standards
• Reduce truncation risk with structured data preservation
• Improve STP rates and compliance screening outcomes
Accelerators and Translators
At Nth Exception, we have partnered with leading providers of SWIFT CBPR+ and in-country high-value payments translation libraries. These solutions are readily deployable, ensuring seamless interoperability and compliance with evolving ISO 20022 standards. Whether for cross-border or domestic transactions, we enable financial institutions to accelerate their transition to structured payments messaging with minimal disruption.
Speed up your ISO 20022 journey with intelligent translation tools and migration accelerators.
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Convert MT to MX while preserving structured fields
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Integrate with domestic and cross-border payment rails
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Minimise disruption to core banking systems during migration
ISO 20022 Structured Data - The Core of Intelligent Payments
Enrich every ISO 20022 payment message with the structured elements that deliver maximum compliance, efficiency, and business value:
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Structured Addresses — Improve sanctions screening accuracy and reduce false positives
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Legal Entity Identifiers (LEIs) — Achieve global clarity in party and counterparty identification
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Payment Purpose Codes (SPPC) — Simplify regulatory reporting and unlock transaction-level analytics
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Structured Remittance Information (SRI) — Accelerate reconciliation and reduce disputes
When combined with open finance consent-based datasets, these elements go beyond compliance — powering new revenue streams, deeper client insights, and embedded finance experiences that build long-term advantage.
Transform compliance data into actionable business intelligence that drives competitive edge:
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Real-Time KPI Monitoring — Track operational performance, STP rates, and compliance metrics instantly
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AI-Powered Anomaly Detection — Identify fraud risks, unusual patterns, and compliance breaches before they escalate
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FX Margin Optimisation & Liquidity Forecasting — Use structured data to refine pricing, manage liquidity, and capture new profit opportunities
When ISO 20022 structured data is integrated with open finance APIs, these capabilities expand into 360° customer intelligence — delivering a unified view of behaviour, risk, and opportunity across accounts, payment channels, and non-bank financial products.
Frictionless Cross Border Payments
Nth Exception partners with industry leaders to enhance payment accuracy, compliance, and fraud prevention. Our integrated solutions provide:
Real-Time Payment Pre validation – Verify account details, structured addresses, and transaction data before processing.
Automated Sanctions Screening – Detect and block high-risk transactions instantly.
By combining structured data, AI-driven validation, and regulatory screening, we help institutions minimize errors, prevent fraud, and ensure frictionless cross-border payments.