All over the world, banks, financial institutions and corporates are racing against time to complete, test and validate payment system transformation programs in line with SWIFT CBPR+ and multiple clearing-scheme specific ISO 20022 specifications and deadlines.


A smooth transition requires comprehensive testing of payment messages and associated data flow through complex, end-to-end payment processing chains within and outside of individual adopting bank / FI / corporate’ systems, including channels, payment engines, core banking, and transaction monitoring, sanctions and filtering systems.

Banks globally have realised the inherent scale and complexity of the ISO 20022 Migration; and that it requires them to test extensively in-house before asking counterparties and clients to engage in end-to-end scenario testing.


Additional Real-World challenges are around:


- Manual generation of large volumes of ISO 20022 compliant test data with corresponding FIN messages

- Validation of schemas

- Network validation of messages

- Data validation and enrichment for STP in production


Nth Exception’s Pamir ISO 20022 Conformance Testing Platform is a purpose-built solution for the generation of geography-specific synthetic payment messages for ISO 20022 internal and external conformance testing. 



Part of the Pamir ISO 20022 data suite, Pamir ISO 20022 Conformance Testing Platform is available as a cloud-hosted self-service application or as an on-premises installable that can be integrated into your existing payments testing sandboxes and test automation environments to support bank / FI transition to the new ISO 20022 payments standard.


We understand creating meaningful ISO 20022 test data for multiple scenarios is complex and time-consuming. With global ISO 20022 deadlines approaching, now more than ever it is important that banks / financial institutions and their testing partners have access to Useable test data for testing end-to-end payment flows. 


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