Nth Exception is a specialist payments technology and consultancy founded by leading specialist payments experts and practitioners. We are SWIFT partners with deep domain expertise and help financial institutions understand, capture and take advantage of the opportunities inherent in the shifting global Cross Border Payments landscape. 



Driven by innovation, changes in customer expectations and technology, our payments-anchored capabilities allow banks and financial institutions to deliver better services and leverage efficiencies in, control-over and value-from payments. 

Simplifying and integrating payments systems toward open and agile frameworks.


We bring a breadth of expertise to our work with clients, starting at the top with integrated cross-institution payments strategies and developing responses to the rapidly changing payments landscape.

Our network of best-in-class technology partners across the globe serves banks, credit card companies, transaction processors, payments co-operatives, technology firms, and non-banks on issues ranging from overall payments strategy and implications to retail payments services, cash management, and payments technology.

Speak to us for more information.