Nth Exception is a boutique payments technology and consultancy firm working with financial institutions and corporates to introduce, operationalise and process-optimise next-generation payment journeys and systems.


Specialists in SWIFT messaging, ISO 20022 and alternative payment methods, Nth Exception works with customer organizations globally, helping them navigate around complex messaging standards and the intricate requirements of different payment schemes and market infrastructures, enabling them to better manage uncertainty, improve business connectivity and continuity, reduce operational costs and eliminate barriers to profit, in the fast-changing payments world.


Founded in 2018, Nth Exception is headquartered in London, United Kingdom, setting up an office in Dubai, UAE with technology teams based out of Hyderabad, India.  

Driven by innovation, changes in customer expectations and technology, our payments-anchored capabilities allow banks and financial institutions to deliver better services and leverage efficiencies in, control-over and value-from payments. 

Simplifying and integrating payments systems toward open and agile frameworks.

We bring a breadth of expertise to our work with clients, starting at the top with integrated cross-institution payments strategies and developing responses to the rapidly changing payments landscape.

Our network of best-in-class technology partners across the globe serves banks, credit card companies, transaction processors, payments co-operatives, technology firms, and non-banks on issues ranging from overall payments strategy and implications to retail payments services, cash management, and payments technology.

Speak to us for more information.