We envision a financial ecosystem where payments are transparent, compliant, and innovation-driven.
Global Presence
Backed by Unicent Ventures, Nth Exception combines strategic funding, financial strength, and a global network to scale next-generation payment solutions.
With headquarters in London, a regional hub in Dubai, and technology teams in Hyderabad, we serve clients across diverse regulatory landscapes. Our solutions — spanning ISO 20022 compliance, Open Finance data intelligence, and Digital Money readiness — are built to meet global standards while adapting to local market realities.
By aligning regulatory compliance, technology innovation, and cross-border efficiency, we enable financial institutions to operate smarter, scale faster, and compete globally.
Smarter, scalable payments — worldwide.
At Nth Exception, we believe innovation is not an add-on — it’s the foundation of modern payments.
PaymentLabs.AI is our innovation platform, built to transform ISO 20022 migration, Open Finance frameworks, and Digital Money compliance into growth opportunities. Powered by AI, it helps banks, PSPs, and fintechs move beyond regulatory deadlines to unlock data intelligence, monetisation, and future-ready ecosystems.
With PaymentLabs.AI, we close the gap between compliance and commercial value — enabling institutions to scale smarter, faster, and more securely.
